What Drivers Need to Know About Massachusetts’s New Compulsory Auto Insurance Limits
Gilbert Experts Answer These Questions: What are the recent changes to Massachusetts’s auto insurance limits? What types of vehicles are subject to the state’s new coverage requirements? When do these auto insurance limits take effect? Why is Massachusetts increasing its minimum coverage requirements? How will these updates affect premiums? What are the recent changes to Massachusetts’s auto insurance...
Read More Ice Dams: Interesting Facts and Important Prevention Tips
Should you be worried about an ice dam forming on your roof and gutters when colder weather arrives? If past winters are any indication, the answer is yes. New England has traditionally been a hotbed for these seasonal hassles, especially following a heavy snowfall. Even if we happen to have an unusually warm winter with little to no snow accumulation, your home will not necessarily...
Read More Does Home Insurance Cover These 6 Types of Water Damage?
Wet weather is something all four seasons have in common here on the North Shore. As a result, roof leaks, ice dams, backed-up drains and sewers, basement seepage, flooding, and many other types of water-related events threaten our homes year-round. Because home water damage can be so destructive and costly, the Gilbert team wants to make sure that all homeowners understand what a standard homeowners...
Read More How to Find the Right Real Estate Agent
The Essential House-Hunting Guide for First-Time Homebuyers, Part Four: Identifying the Real Estate Agent Who Will Be the Best Fit for You There may be nobody who will play a more important role in the homebuying process than your real estate agent. When you select the professional you want to work with, you are entering into a relationship that is likely to last many months,...
Read More 10 Q&As About the Mortgage Preapproval Process
The Essential House-Hunting Guide for First-Time Homebuyers, Part Three: Getting Preapproved for a Mortgage One of the most important steps in the homebuying process is getting preapproved for a mortgage. To help you understand how this process works and why getting a preapproval letter from a lender is something you should do as soon as possible, we have gathered advice from several local professionals,...
Read More How to Find Your Perfect Home
The Essential House-Hunting Guide for First-Time Homebuyers, Part Two: Creating a Comprehensive Wants-and-Needs List to Help You Find Your Perfect Home Before you get too deep into searching for a home, it’s a good idea to have a clear vision of the features you’d like in your first condo or house. Otherwise, using house-hunting apps, with their millions of home listings, can quickly lead you...
Read More Financial Tips for First-Time Homebuyers
The Essential House-Hunting Guide for First-Time Homebuyers, Part One: Start by Reviewing Your Financial Situation If you’re at the beginning of the homebuying process, we know this is an extremely exciting time in your life. However, we also know that the homebuying process might be causing you to feel overwhelmed, stressed, and confused because there are so many things you need to do to...
Read More Why It’s Essential to Have the Right Replacement Cost Coverage for Your Home, Condo Association, or Apartment Building
Whether you’re a homeowner, a trustee of a condominium association, or the landlord of an apartment building, one of your most important duties is taking good care of the property you’re responsible for. This obligation goes well beyond making sure the landscaping is maintained, necessary repairs are performed, and the building is up to code. If a catastrophe, such as a fire or hurricane, were...
Read More Protect Your Home Systems, Part 3: Home Systems Insurance
What Is the Best Way to Protect Your Critical Home Appliances, Systems, and Equipment? (Part Two of a Three-Part Blog Series) When you own a house or condo, there is no truer statement than, “Anything that can go wrong will go wrong” (Murphy’s Law). Your furnace is likely to call it quits in the middle of winter, your garage door opener is going to break...
Read More Protect Your Home Systems, Part 2: Home Warranty
What Is the Best Way to Protect Your Critical Home Appliances, Systems, and Equipment? (Part Two of a Three-Part Blog Series) A lot of time, effort, and money goes into buying a home. Once you’re moved in, though, especially if it’s your first time purchasing a house or condo, you may be thinking that it’s time to kick back, relax, and enjoy the fruits of...
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