Home Healthcare Business Insurance

Insurance for Home Healthcare Professionals in Massachusetts, North Shore MA & Greater Boston

Insurance for Home Healthcare Professionals in Massachusetts, North Shore MA & Greater Boston

Today more than ever home healthcare professionals are playing a vital role in the lives of disabled and aging adults.

However, despite all the good that companies like yours are doing, the home healthcare industry is facing increasingly complex challenges. A lack of qualified and licensed workers, claims of sexual abuse and molestation, and cyber attacks that threaten to breach clients’ private medical records, are just a few of the exposures that you should be actively managing and protecting your company against.

At Gilbert Insurance, we offer a unique insurance solution to home healthcare companies who employ non-medical professionals. This program goes well beyond the standard miscellaneous medical policies that you may currently be relying on because it bundles virtually all of the liability coverages your company should need into one package program. It can also be tailored to address your healthcare business’ specific risks and needs. In addition, versus purchasing coverages individually, the home healthcare insurance program Gilbert offers generally saves business owners thousands of dollars in premiums.

With seniors expected to account for 20% of the population within the next 10 years, and personal-care and home-health aides projected to be two of the fastest-growing occupations during that time period, it’s crystal clear that home healthcare companies have quickly become – and will remain – an essential part of the solution to effectively take care of an aging population.

To ensure that your company is part of this invaluable industry for the long-term, let the knowledgeable professionals at Gilbert Insurance help you design a home healthcare professionals insurance solution that offers comprehensive protection against your potential risks today and those you could face in the future.

You can get all the critical coverage options you need for your Home Healthcare Business through Gilbert Insurance Agency
Even with thorough background checking and comprehensive training programs, when your employees go out into the field and into people’s homes, you will never have complete control over what happens next. While securing a Home Healthcare Business Insurance Program is a significant step towards preparing yourself for any unfortunate events that do happen, your business most likely requires additional protection for:

  • Employees’ on-the-job injuries or illnesses
  • Staff alleging discrimination, wrongful termination, sexual harassment or other employment-related issues
  • Claims that exceed the liability limits of your commercial auto, commercial general liability, or employers liability coverage
  • Employee dishonesty

The local and experienced team at Gilbert Insurance has access to the highest quality insurance programs through our partnerships with several of the top national carriers. We will be glad to assist you in finding the Workers’ Compensation Program, Commercial Umbrella Insurance, Employment Practices Liability Coverage, and Bonding solutions that will safeguard your special business.

The Home Healthcare Business Insurance Program through Gilbert Insurance Agency includes these coverages:

  • Professional Liability
  • General Liability
  • Sexual Abuse Coverage
  • Fire Legal Liability
  • Medical Payments
  • Information Security & Privacy Liability
  • Privacy Breach Response Services
  • Regulatory Defense & Penalties
  • Public Relations & Crisis Management
  • PCI Fines & Costs
  • Employee Benefits Liability
  • Volunteer Workers and Blanket Independent Contractor Coverage
  • Landlord Coverage
  • Punitive Damages Coverage
  • And More