Workers’ Compensation Insurance in Wilmington MA
Gilbert is a leading provider of Workers’ Compensation Insurance in Wilmington MA
All companies located in Greater Boston and the North Shore are required by the state of Massachusetts to carry Workers’ Compensation Insurance. This is probably not a surprise to business owners like you, but what may be new information is that you and your team of employees have more power than you may think in affecting the premium you’ll pay.
At Gilbert, our team of experts has spent the last 65 years helping companies of all types and sizes grasp the rules and regulations that govern Workers’ Compensation, reduce workplace risk, and access affordable business insurance policies. As your local independent advisors, we will partner with you to ensure that you’re not neglecting this critical coverage for your organization and we also serve as your one-stop shop for many of your other business insurance needs.
We Proudly Specialize in the Following:
- Workers’ Compensation Insurance in Wilmington MA
- Workers’ Comp Coverage in Wilmington MA
- Commercial Coverage
- Business Insurance
- Liability Coverage
- Professional Liability Insurance
- Group Health, Dental and Vision
- Group Disability and Life
- Contractors Insurance
- Builder’s Risk Coverage
- And much more!
Workers’ Compensation Insurance in Wilmington MA
With very limited exceptions, all Wilmington MA businesses are required by Massachusetts laws to have workers’ compensation insurance. Despite this fact, new business owners and well-established owners, alike, may find the workers’ compensation process aggravating because no one has ever fully explained the fundamentals of this crucial coverage and how it works to protect both you and your employees. This is why we always get started with new clients by sharing our knowledge and reviewing your current insurance coverage. Our initial goal is to clear up any questions you may have about workers’ compensation insurance in Wilmington MA, including whether or not your company may be one of the very few to be exempt, and to determine if you are at risk for any fines or penalties. Helping business owners like you reduce possible risk in the workplace and access cost-effective business solutions is a priority for the Gilbert Insurance team.
Read more about workers’ compensation insurance in Wilmington MA and the additional business offerings from our team. To find out what Gilbert can do for you please do not hesitate to contact us for a complimentary quote and consultation.
What You Should Know About Workers’ Comp Coverage
When we talk to our business insurance clients about workers’ comp coverage in Wilmington MA, we often begin the conversation by dispelling common myths; the largest of which seems to be that some companies don’t need it. Regardless of how many hours your employees work or if your employees are all family members, you are still required to have workers’ comp coverage in place. It is true that you may in fact be one of the very few businesses that could be the exception to the rule, however, it’s important to consult with a member of the Gilbert team who will carefully examine your business situation to ensure that you are not endangering your business by ignoring protection that you are required to have.
Workers’ compensation insurance in Wilmington MA is much more than a protection for employees of your company; it can help your company stay out of financial trouble by covering costs related to an employee who is injured or taken ill as a result of employment. In addition, it’s important to understand that workers’ compensation premiums are not one-size-fits-all. Instead, they are based on a company’s accident history as compared to that of other businesses in their industry. By taking the necessary safety measures to minimize workplace accidents, you and your employees may be able to significantly impact your insurance expenses. While a safe workplace environment starts at the very top with you, the business owner or decision maker, each of your employees can play a role by understanding the best practices in your industry. From scheduling routine commercial vehicle inspections to always using the correct personal protective equipment to maintaining a clean and orderly environment, implementing workplace safety standards can lead to not only a low accident experience but can also result in as much as a 25% reduction in your cost of insurance.
Find out more about workers’ comp coverage in Wilmington MA and inquire with us today to request a free consultation from our team of experienced insurance specialists.
Why We’re the Trusted Choice for Local Businesses
Since 1951, the Gilbert Insurance Agency has been committed to offering knowledgeable, professional advice and helpful customer service to commercial clients in Wilmington MA and throughout the Greater Boston area. By partnering with only the top insurance carriers in the marketplace we can provide our clients with a wide variety of high quality and affordable business insurance solutions. Workers’ comp coverage in Wilmington MA is no exception. A number of our carriers offer discounts off the standard workers’ comp coverage rates for specific types of companies, and larger businesses may also be eligible for a workers’ compensation dividend program, which compensates qualifying employers in the form of dividend payments based on how well their policy performed in regards to claims. Contact Gilbert Insurance today with all of your workers’ compensation insurance questions. We would be happy to offer you a free consultation and analysis of any current policies as well as share everything you need to know about this important coverage.