Workers’ Compensation Insurance in Wakefield MA
Gilbert is a leading provider of Workers’ Compensation Insurance in Wakefield MA
All businesses throughout Greater Boston and the North Shore are required by the state of Massachusetts to carry Workers’ Compensation Insurance. This may not be a surprise to business owners like you, but what may be new information is that you and your team of employees have more power than you may think in affecting the premium that you pay.
At Gilbert, our team of experts has spent the last 65 years helping organizations of all types and sizes grasp the rules and regulations that govern Workers’ Compensation, reduce risk in the workplace, and access cost-effective business insurance solutions. As your local independent agency, we will partner with you to ensure that you’re not overlooking this critical coverage for your company and we also serve as your one-stop shop for many of your other business insurance needs.
We Proudly Specialize in the Following:
- Workers’ Compensation Insurance in Wakefield MA
- Workers’ Comp Coverage in Wakefield MA
- Commercial Coverage
- Business Insurance
- Liability Coverage
- Professional Liability Insurance
- Group Health, Dental and Vision
- Group Disability and Life
- Contractors Insurance
- Builder’s Risk Coverage
- And much more!
Workers’ Compensation Insurance in Wakefield MA
With only a few exceptions, all Wakefield MA businesses are required by state law to have workers’ compensation insurance coverage. Despite this fact, new business owners and well-established ones, alike, may find the workers’ compensation process frustrating because nobody has ever fully explained the fundamentals of this crucial coverage and how it works to protect both you and your employees. This is why our team at Gilbert will always begin a new business client relationship by sharing our insight and reviewing your current coverage. Our goal is to clear up any questions you may have about workers’ compensation insurance in Wakefield MA, including whether or not your company may be one of the very few to be exempt, and to identify if you are at risk for any fines or penalties. Helping business owners like you reduce possible risk in the workplace and access cost-effective business solutions is a priority for the Gilbert Insurance team.
Read more about workers’ compensation insurance in Wakefield MA and the additional business insurance offerings from our team. To find out what Gilbert can do for you please don’t hesitate to contact us for a complimentary consultation and quote.
What You Should Know About Workers’ Comp Coverage
When we initially connect with our new business insurance clients about workers’ comp coverage in Wakefield MA, we often begin the conversation by dispelling common myths; the largest of which seems to always be that some businesses don’t need it. However, regardless of the number of hours your employees work or if your staff is made up of family members or relatives, you are still required to have workers’ comp coverage in place. It is true that you may be one of the very few companies that could be the exception to the rule, but it’s important to consult with a member of the Gilbert team who will carefully examine your business situation to ensure that you are not putting yourself at risk by ignoring protection that you are required to carry.
Workers’ compensation insurance in Wakefield MA serves as much more than simply protection for your staff; it can also help your business stay out of financial trouble by covering the costs related to a workplace injury or illness related to employment. In addition, you should know that workers’ compensation premiums are not one-size-fits-all. Instead, they are based on a company’s accident history as compared to that of other companies in their industry. By taking the necessary precautions to minimize workplace injuries, you and your employees may be able to significantly impact your insurance expenses. While a safe workplace environment starts at the very top with you, the decision maker or business owner, each of your workers can play a role by understanding the best practices in your industry. From scheduling routine inspections of commercial vehicles to always using the correct personal protective equipment to maintaining a clean and orderly environment, implementing safety standards in the workplace can lead to not only a low accident experience but as much as a 25% decrease in your cost of insurance.
Find out more about workers’ comp coverage in Wakefield MA and inquire with us today to request a free consultation from our team of experienced insurance specialists.
Why We’re the Trusted Choice for Local Businesses
Since 1951, the Gilbert Insurance Agency has been committed to offering knowledgeable, professional advice and helpful customer service to commercial clients in Wakefield MA and throughout the Greater Boston area. Over the long-term, our experience has led Gilbert to partner with only the top carriers that can provide our clients with a wide range of high quality and affordable business insurance solutions. Workers’ comp coverage in Wakefield MA is no exception. A number of our carriers offer discounts off the standard workers’ comp coverage rates for certain types of businesses, and larger businesses may also be eligible for a workers’ compensation dividend program, which rewards businesses in the form of dividend payments based on how well their policy performed in regards to claims. Contact our team at Gilbert today with all of your workers’ compensation insurance questions. We would be happy to offer you a free consultation and analysis of any current policies as well as share everything you need to know about this important coverage.