Workers’ Compensation Insurance in Saugus MA
Gilbert is a leading provider of Workers’ Compensation Insurance in Saugus MA
All businesses throughout Greater Boston and the North Shore are required by the state of Massachusetts to have Workers’ Compensation Insurance. This is probably not a surprise to business owners like you, but what may be new information is that you and your team of employees have more power than you may think in influencing the premium you’ll pay.
At Gilbert, our team of experts has spent the last 65 years helping organizations of all types and sizes comprehend the rules and regulations that govern Workers’ Compensation, reduce risk in the workplace, and access affordable business insurance policies. As your local independent agent, our team partners with you to ensure that you’re not missing this critical coverage for your business and we also serve as your one-stop shop for all of your additional business insurance needs.
We Proudly Specialize in the Following:
- Workers’ Compensation Insurance in Saugus MA
- Workers’ Comp Coverage in Saugus MA
- Commercial Coverage
- Business Insurance
- Liability Coverage
- Professional Liability Insurance
- Group Health, Dental and Vision
- Group Disability and Life
- Contractors Insurance
- Builder’s Risk Coverage
- And much more!
Workers’ Compensation Insurance in Saugus MA
With very limited exceptions, all Saugus MA businesses are required by state law to have workers’ compensation insurance coverage. Despite this, new business owners and well-established owners, alike, may find the workers’ compensation process frustrating because no one has ever fully explained the fundamentals of this crucial coverage and how it works to protect you and your workforce. This is why our team at Gilbert will always begin a new business client relationship by sharing our knowledge and reviewing your current insurance coverage. Our initial goal is always to clear up any questions you may have about workers’ compensation insurance in Saugus MA, including whether or not your company may be one of the very few to be exempt, and to determine if you are at risk for any fines or penalties. Helping company owners like you reduce workplace risk and access cost-effective business solutions is a priority for our team at Gilbert Insurance.
Learn more about workers’ compensation insurance in Saugus MA and the additional business offerings from our team. To find out what Gilbert can do for you please do not hesitate to contact us for a complimentary consultation and quote.
What You Should Know About Workers’ Comp Coverage
When we talk to our business insurance clients about workers’ comp coverage in Saugus MA, we often begin the conversation by dispelling common myths; the largest of which seems to be that some businesses don’t need this type of insurance. Regardless of how many hours your employees work or if your employees are all family members, you are still expected to have workers’ comp coverage in place. It is true that you may be one of the very few companies that could be the exception to the rule, however, it’s important to consult with a member of the Gilbert team who will carefully examine your business situation to ensure that you are not endangering your business or putting yourself at risk by ignoring protection that you are required to carry.
Workers’ compensation insurance in Saugus MA is much more than a protection for employees of your company; it can help your company stay out of financial trouble by covering costs related to an employee who is injured or taken ill as a result of employment. In addition, you should know that workers’ compensation premiums are not one-size-fits-all. Instead, they are based on a company’s accident history and how it compares to other companies in their industry. By taking the necessary precautions to minimize workplace injuries, you and your employees may be able to significantly impact your insurance expenses. While a safe work environment starts at the very top with you, the business owner or decision maker, each of your workers can can play their part by understanding best industry practices and taking necessary precautions. From scheduling routine inspections of commercial vehicles to always using the correct personal protective gear to maintaining a clean and orderly environment, implementing workplace safety standards can not only lead to a low accident experience but as much as a 25% reduction in your cost of insurance.
Find out more about workers’ comp coverage in Saugus MA and contact us today to request a free consultation from our team of experienced insurance specialists.
Why We’re the Trusted Choice for Local Businesses
Since 1951, the Gilbert Insurance Agency has been committed to providing knowledgeable, professional advice and helpful customer service to commercial clients in Saugus MA and throughout the Greater Boston area. By partnering with only the top insurance carriers in the marketplace we can provide our clients with a wide variety of high quality and cost-effective business insurance solutions. Workers’ comp coverage in Saugus MA is no exception. A number of our carriers offer discounts off the standard workers’ comp coverage rates for particular types of businesses, and larger companies may also be eligible for a workers’ compensation dividend program, which compensates qualifying employers in the form of dividend payments based on how well their policy performed in regards to claims. Contact our team at Gilbert today with all of your questions about workers’ compensation insurance. We would be happy to offer you a free consultation and analysis of any current policies as well as share everything you need to know about this important coverage.