Workers’ Compensation Insurance in Reading MA
Gilbert is a leading provider of Workers’ Compensation Insurance in Reading MA
All businesses located in Greater Boston and the North Shore are required by the state of Massachusetts to have Workers’ Compensation Insurance. This is probably not a surprise to business owners like you, but what may be news to you is that you and your employees have more power than you may think in affecting the premium you’ll pay.
At Gilbert, our team of experts has spent the last 65 years helping organizations of all types and sizes grasp the rules and regulations that govern Workers’ Compensation, reduce workplace risk, and access cost-effective business insurance solutions. As your local independent advisors, our team partners with you to ensure that you’re not overlooking this critical coverage for your organization and we also serve as your one-stop shop for many of your other business insurance needs.
We Proudly Specialize in the Following:
- Workers’ Compensation Insurance in Reading MA
- Workers’ Comp Coverage in Reading MA
- Commercial Coverage
- Business Insurance
- Liability Coverage
- Professional Liability Insurance
- Group Health, Dental and Vision
- Group Disability and Life
- Contractors Insurance
- Builder’s Risk Coverage
- And much more!
Workers’ Compensation Insurance in Reading MA
With only a few exceptions, all Reading MA businesses are required by state law to have workers’ compensation insurance. Despite this, new business owners and well-established owners, alike, may find the workers’ compensation process frustrating because nobody has ever fully explained the rationale behind this important coverage and how it works to protect you and your staff. This is why our team at Gilbert will always begin a new business client relationship by sharing our insight and reviewing your current coverage. Our goal is always to clear up any questions you may have about workers’ compensation insurance in Reading MA, including whether or not your business may be exempt from the law, and to identify if you are at risk for any penalties or fines. Helping company owners like you reduce possible risk in the workplace and access the most affordable business solutions is a priority for the Gilbert Insurance team.
Learn more about workers’ compensation insurance in Reading MA and the additional business insurance offerings from our team. To find out what Gilbert can do for you please don’t hesitate to contact us for a complimentary quote and consultation.
What You Should Know About Workers’ Comp Coverage
When we talk to our business insurance clients about workers’ comp coverage in Reading MA, we often begin the conversation by dispelling misguided beliefs; the largest of which seems to always be that some companies don’t require this type of insurance. Regardless of how many hours your employees work or if your employees are relative or family members, you are still required to have workers’ comp coverage in place. It is true that you may in fact be one of the very few businesses that could be the exception to the rule, however, it’s important to consult with a member of the Gilbert team who will carefully assess your business scenario to ensure that you are not putting yourself at risk by ignoring protection that you are required to carry.
Workers’ compensation insurance in Reading MA is much more than a protection for employees of your company; it can help your company stay out of financial trouble by covering costs related to an employee who is injured or taken ill as a result of employment. In addition, it’s important to understand that workers’ compensation premiums are not one-size-fits-all. Instead, they are based on a company’s accident history and how it compares to other companies in their industry. By taking the necessary precautions to minimize workplace injuries, you and your employees may be able to significantly impact your insurance expenses. While a safe work environment starts at the top with you, the business owner or decision maker, each of your workers can can play their part by understanding best practices and taking necessary safety measures. From scheduling regular inspections of commercial vehicles to always using the correct personal protective equipment to maintaining a clean and orderly environment, implementing safety standards in the workplace can not only lead to a low accident experience but as much as a 25% decrease in insurance costs.
Find out more about workers’ comp coverage in Reading MA and inquire with us today to request a free consultation from our team of experienced insurance professionals.
Why We’re the Trusted Choice for Local Businesses
Since 1951, our team has been committed to offering knowledgeable, professional advice and friendly customer service to business clients in Reading MA and throughout the Greater Boston area. Over the long-term, our experience has led Gilbert to partner with only the top carriers that can provide our clients with a wide range of high quality and affordable business insurance solutions. Workers’ comp coverage in Reading MA is no exception. A number of our carriers offer discounts off the standard workers’ comp coverage rates for specific types of businesses, and larger companies may also be eligible for a workers’ compensation dividend program, which rewards businesses in the form of dividend payments based on how well their policy performed in regards to claims. Contact Gilbert Insurance today with all of your workers’ compensation insurance questions. We will gladly provide you with a complimentary review of your current policy as well as share everything you need to know about this important coverage.