Workers’ Compensation Insurance in North Shore MA
Gilbert is a trusted provider of Workers’ Compensation Insurance in North Shore MA
All companies throughout Greater Boston and the North Shore are required by the state of Massachusetts to carry Workers’ Compensation Insurance. This is probably not a surprise to business owners like you, but what may be news to you is that you and your employees have more power than you may think in affecting the premium you will pay.
At Gilbert, our team of professionals has spent the last 65 years helping businesses of all types and sizes grasp the rules and regulations concerning Workers’ Compensation, reduce workplace risk, and access cost-effective business insurance solutions. As your local independent agent, our team partners with you to ensure that you’re not missing this critical coverage for your business and we also serve as your one-stop shop for all of your additional business insurance needs.
We Proudly Specialize in the Following:
- Workers’ Compensation Insurance in North Shore MA
- Workers’ Comp Coverage in North Shore MA
- Commercial Coverage
- Business Insurance
- Liability Coverage
- Professional Liability Insurance
- Group Health, Dental and Vision
- Group Disability and Life
- Contractors Insurance
- Builder’s Risk Coverage
- And much more!
Workers’ Compensation Insurance in North Shore MA
With only a few exceptions, all North Shore MA companies are required by MA state law to have workers’ compensation insurance. Despite this fact, new business owners and well-established owners, alike, may find the workers’ compensation process worisome because no one has ever fully explained the rationale behind this important coverage and how it works to protect you and your staff. This is why we always get started with new clients by sharing our insight and reviewing your current insurance coverage. Our initial objective is to clear up any questions you may have about workers’ compensation insurance in North Shore MA, including whether or not your business may be exempt from the law, and to determine if you are at risk for any penalties or fines. Helping business owners like you reduce possible risk in the workplace and access the most affordable business solutions is a priority for our team at Gilbert Insurance.
Learn more about workers’ compensation insurance in North Shore MA and the additional business offerings from our team. To find out what Gilbert can do for you please do not hesitate to contact us for a complimentary quote and consultation.
What You Should Know About Workers’ Comp Coverage
When we talk to our business insurance clients about workers’ comp coverage in North Shore MA, we often begin the discussion by dispelling misguided beliefs; the largest of which seems to be that some businesses don’t need it. However, regardless of the number of hours your employees work or if your employees are relative or family members, you are still required to have workers’ comp coverage in place. It is true that you may in fact be one of the very few businesses that could be the exception to the rule, but it’s important to consult with a member of the Gilbert team who will carefully assess your business scenario to ensure that you are not endangering your business by ignoring protection that you are required to have.
Workers’ compensation insurance in North Shore MA serves as much more than simply protection for your staff; it can also help your business stay out of financial trouble by covering the costs related to a personal injury or illness related to employment. In addition, you should know that workers’ compensation premiums are not one-size-fits-all. In reality, they are largely based on a company’s accident history as compared to that of other companies in their industry. By taking the necessary precautions to minimize workplace injuries, you and your employees may be able to significantly impact your insurance expenses. While a safe workplace environment starts at the top with you, the decision maker or business owner, each of your workers can play a role by understanding the best practices in your industry. From scheduling monthly commercial vehicle inspections to always using the correct personal protective equipment to maintaining a clean and orderly environment, implementing safety standards in the workplace can lead to not only a low accident experience but as much as a 25% decrease in insurance costs.
Find out more about workers’ comp coverage in North Shore MA and inquire with us today to request a free consultation from our team of experienced insurance experts.
Why We’re the Trusted Choice for Local Businesses
Since 1951, our team has been committed to providing knowledgeable, professional advice and helpful customer service to commercial clients in North Shore MA and throughout the Greater Boston area. By partnering with only the top insurance carriers in the marketplace we can provide our clients with a wide range of high quality and cost-effective business insurance solutions. Workers’ comp coverage in North Shore MA is no exception. A number of our carriers offer discounts off the standard workers’ comp coverage rates for particular types of companies, and larger companies may also be eligible for a workers’ compensation dividend program, which rewards businesses in the form of dividend payments based on how well their policy performed in regards to claims. Contact our team at Gilbert today with all of your questions about workers’ compensation insurance. We would be happy to offer you a free consultation and analysis of any current policies as well as share everything you need to know about this important coverage.