Workers’ Compensation Insurance in North Reading MA
Gilbert is a trusted provider of Workers’ Compensation Insurance in North Reading MA
All companies throughout Greater Boston and the North Shore are required by the state of Massachusetts to have Workers’ Compensation Insurance. This is probably not a surprise to business owners like you, but what may be new information is that you and your team of employees have more power than you may think in impacting the premium you’ll pay.
At Gilbert, our team of professionals has spent the last 65 years helping companies of all types and sizes grasp the rules and regulations concerning Workers’ Compensation, reduce risk in the workplace, and access affordable business insurance policies. As your local independent advisors, our team partners with you to ensure that you’re not missing this critical coverage for your business and we also serve as your one-stop shop for all of your additional business insurance needs.
We Proudly Specialize in the Following:
- Workers’ Compensation Insurance in North Reading MA
- Workers’ Comp Coverage in North Reading MA
- Commercial Coverage
- Business Insurance
- Liability Coverage
- Professional Liability Insurance
- Group Health, Dental and Vision
- Group Disability and Life
- Contractors Insurance
- Builder’s Risk Coverage
- And much more!
Workers’ Compensation Insurance in North Reading MA
With very limited exceptions, all North Reading MA businesses are required by Massachusetts laws to have workers’ compensation coverage. Despite this fact, new business owners and well-established ones, alike, may find the workers’ compensation process frustrating because nobody has ever fully explained the fundamentals of this crucial coverage and how it works to protect you and your workforce. This is why our team at Gilbert will always begin a new business client relationship by sharing our knowledge and reviewing your current coverage. Our goal is to clear up any questions you may have about workers’ compensation insurance in North Reading MA, including whether or not your company may be one of the very few to be exempt, and to identify if you are at risk for any fines or penalties. Helping company owners like you reduce possible risk in the workplace and access cost-effective business solutions is a priority for our team at Gilbert Insurance.
Read more about workers’ compensation insurance in North Reading MA and the additional business offerings from our team. To find out what Gilbert can do for you please don’t hesitate to contact us for a complimentary quote and consultation.
What You Should Know About Workers’ Comp Coverage
When we initially connect with our new business insurance clients about workers’ comp coverage in North Reading MA, we often begin the discussion by dispelling misguided beliefs; the largest of which seems to be that some businesses don’t need it. However, regardless of the number of hours your employees work or if your staff is made up of family members or relatives, you are still required to have workers’ comp coverage in place. It is true that you may be one of the very few businesses that could be the exception to the rule, but it’s important to consult with a member of the Gilbert team who will carefully assess your business situation to ensure that you are not endangering your business by ignoring coverage you are required to have.
Workers’ compensation insurance in North Reading MA is much more than a protection for employees of your company; it can help your company stay out of financial trouble by covering costs related to an employee who is injured or taken ill as a result of employment. In addition, you should know that workers’ compensation premiums are not one-size-fits-all. In reality, they are largely based on a company’s accident history as compared to that of other businesses in their industry. By taking the necessary safety measures to minimize workplace accidents, you and your employees may be able to significantly impact your insurance expenses. While a safe workplace environment starts at the top with you, the business owner or decision maker, each of your employees can can play their part by understanding best practices and taking necessary safety measures. From scheduling monthly commercial vehicle inspections to always using the correct personal protective equipment to maintaining a clean and orderly environment, implementing workplace safety standards can not only lead to a low accident experience but can also result in as much as a 25% decrease in insurance costs.
Learn more about workers’ comp coverage in North Reading MA and inquire with us today to request a free consultation from our team of experienced insurance specialists.
Why We’re the Trusted Choice for Local Businesses
Since 1951, our team has been committed to offering knowledgeable, professional advice and helpful customer service to business clients in North Reading MA and throughout the Greater Boston area. Our partnerships with only the best insurance carriers in the industry mean that we can provide our clients with a wide variety of high quality and cost-effective business insurance solutions. Workers’ comp coverage in North Reading MA is no exception. Several of our carriers offer discounts off the standard workers’ comp coverage rates for particular types of companies, and larger businesses may also be eligible for a workers’ compensation dividend program, which rewards businesses in the form of dividend payments based on how well their policy performed in regards to claims. Contact our team at Gilbert today with all of your questions about workers’ compensation insurance. We would be happy to offer you a free consultation and analysis of any current policies as well as share everything you need to know about this important coverage.