Workers’ Compensation Insurance in Malden MA
Gilbert is a trusted provider of Workers’ Compensation Insurance in Malden MA
All organizations located in Greater Boston and the North Shore are required by the state of Massachusetts to carry Workers’ Compensation Insurance. This is probably not a surprise to business owners like you, but what may be news to you is that you and your employees have more power than you may think in impacting the premium you’ll pay.
At Gilbert, our team of experts has spent the last 65 years helping businesses of all types and sizes understand the rules and regulations that govern Workers’ Compensation, reduce risk in the workplace, and access affordable business insurance policies. As your local independent agent, our team partners with you to ensure that you’re not overlooking this critical coverage for your organization and we also serve as your one-stop shop for all of your additional business insurance needs.
We Proudly Specialize in the Following:
- Workers’ Compensation Insurance in Malden MA
- Workers’ Comp Coverage in Malden MA
- Commercial Coverage
- Business Insurance
- Liability Coverage
- Professional Liability Insurance
- Group Health, Dental and Vision
- Group Disability and Life
- Contractors Insurance
- Builder’s Risk Coverage
- And much more!
Workers’ Compensation Insurance in Malden MA
With very limited exceptions, all Malden MA businesses are required by the state of Massachusetts to have workers’ compensation insurance. Despite this fact, new business owners and well-established ones, alike, may find the workers’ compensation process frustrating because no one has ever fully explained the fundamentals of this crucial coverage and how it works to protect you and your workforce. This is why we always get started with new clients by sharing our insight and reviewing your current coverage. Our goal is always to clear up any questions you may have about workers’ compensation insurance in Malden MA, including whether or not your company may be one of the very few to be exempt, and to establish if you are at risk for any fines or penalties. Helping business owners like you reduce possible risk in the workplace and access cost-effective business solutions is a priority for the Gilbert Insurance team.
Read more about workers’ compensation insurance in Malden MA and the additional business insurance offerings from our team. To find out what Gilbert can do for you please don’t hesitate to contact us for a complimentary quote and consultation.
What You Should Know About Workers’ Comp Coverage
When we talk to our business insurance clients about workers’ comp coverage in Malden MA, we often begin the conversation by dispelling common myths; the largest of which seems to be that some businesses don’t need it. Regardless of how many hours your employees work or if your employees are relative or family members, you are still expected to have workers’ comp coverage in place. It is true that you may in fact be one of the very few companies that could be the exception to the rule, however, it’s important to consult with a member of the Gilbert team who will carefully explore your business situation to ensure that you are not putting yourself at risk by ignoring protection that you are required to carry.
Workers’ compensation insurance in Malden MA serves as much more than simply protection for your staff; it can also help your business stay out of financial trouble by covering the costs related to a workplace injury or illness related to employment. In addition, you should know that workers’ compensation premiums are not one-size-fits-all. Instead, they are based on a company’s accident history as compared to that of other businesses in their industry. By taking the necessary precautions to minimize workplace injuries, you and your employees may be able to significantly impact your insurance costs. While a safe workplace environment starts at the top with you, the decision maker or business owner, each of your workers can play a role by understanding the best practices in your industry. From scheduling regular commercial vehicle inspections to always using the correct personal protective equipment to maintaining a clean and orderly environment, implementing workplace safety standards can lead to not only a low accident experience but as much as a 25% reduction in your cost of insurance.
Learn more about workers’ comp coverage in Malden MA and contact us today to request a free consultation from our team of experienced insurance experts.
Why We’re the Trusted Choice for Local Businesses
Since 1951, our team has been committed to offering knowledgeable, professional advice and helpful customer service to commercial clients in Malden MA and the Greater Boston area. By partnering with only the top-rated insurance carriers in the marketplace we can provide our clients with a wide variety of high quality and affordable business insurance solutions. Workers’ comp coverage in Malden MA is no exception. Several of our carriers offer discounts off the standard workers’ comp coverage rates for certain types of companies, and larger companies may also be eligible for a workers’ compensation dividend program, which compensates qualifying employers in the form of dividend payments based on how well their policy performed in regards to claims. Contact our team at Gilbert today with all of your questions about workers’ compensation insurance. We would be happy to offer you a free consultation and analysis of any current policies as well as share all you need to know about this important coverage.