Workers’ Compensation Insurance in Lynnfield MA
Gilbert is a leading provider of Workers’ Compensation Insurance in Lynnfield MA
All organizations throughout Greater Boston and the North Shore are required by the state of Massachusetts to carry Workers’ Compensation Insurance. This may not be a surprise to business owners like you, but what may be news to you is that you and your employees have more power than you may think in affecting the premium you will pay.
At Gilbert, our professionals have spent the last 65 years helping organizations of all types and sizes comprehend the rules and regulations concerning Workers’ Compensation, reduce risk in the workplace, and access affordable business insurance policies. As your local independent agent, our team partners with you to ensure that you’re not overlooking this critical coverage for your business and we also serve as your one-stop shop for many of your other business insurance needs.
We Proudly Specialize in the Following:
- Workers’ Compensation Insurance in Lynnfield MA
- Workers’ Comp Coverage in Lynnfield MA
- Commercial Coverage
- Business Insurance
- Liability Coverage
- Professional Liability Insurance
- Group Health, Dental and Vision
- Group Disability and Life
- Contractors Insurance
- Builder’s Risk Coverage
- And much more!
Workers’ Compensation Insurance in Lynnfield MA
With very limited exceptions, all Lynnfield MA businesses are required by state law to have workers’ compensation insurance. Despite this fact, new business owners and well-established ones, alike, may find the workers’ compensation process worisome because no one has ever fully explained the rationale behind this important coverage and how it works to protect both you and your employees. This is why we always get started with new clients by sharing our knowledge and reviewing your current coverage. Our initial goal is to clear up any questions you may have about workers’ compensation insurance in Lynnfield MA, including whether or not your business may be exempt from the law, and to establish if you are at risk for any fines or penalties. Helping business owners like you reduce workplace risk and access the most affordable business solutions is a priority for the Gilbert Insurance team.
Read more about workers’ compensation insurance in Lynnfield MA and the additional business offerings from our team. To find out what Gilbert can do for you please do not hesitate to contact us for a complimentary consultation and quote.
What You Should Know About Workers’ Comp Coverage
When we initially connect with our new business insurance clients about workers’ comp coverage in Lynnfield MA, we often begin the discussion by dispelling misguided beliefs; the largest of which seems to be that some businesses don’t need it. Regardless of how many hours your employees work or if your employees are all family members, you are still expected to have workers’ comp coverage in place. It is true that you may in fact be one of the very few businesses that could be the exception to the rule, however, it’s important to consult with a member of the Gilbert team who will carefully explore your business scenario to ensure that you are not endangering your business by ignoring coverage you are required to have.
Workers’ compensation insurance in Lynnfield MA is much more than a protection for employees of your company; it can help your company stay out of financial trouble by covering costs related to an employee who is injured or taken ill as a result of employment. In addition, you should know that workers’ compensation premiums are not one-size-fits-all. Instead, they are based on a company’s accident history as compared to that of other companies in their industry. By taking the necessary safety measures to minimize workplace injuries, you and your employees may be able to significantly impact your insurance expenses. While a safe work environment starts at the very top with you, the business owner or decision maker, each of your workers can can play their part by understanding best industry practices and taking necessary safety measures. From scheduling monthly inspections of commercial vehicles to always using the correct personal protective gear to maintaining a clean and orderly environment, implementing safety standards in the workplace can not only lead to a low accident experience but as much as a 25% reduction in your cost of insurance.
Find out more about workers’ comp coverage in Lynnfield MA and inquire with us today to request a free consultation from our team of experienced insurance specialists.
Why We’re the Trusted Choice for Local Businesses
Since 1951, the Gilbert Insurance Agency has been committed to providing knowledgeable, professional advice and friendly customer service to business clients in Lynnfield MA and the Greater Boston area. Our partnerships with only the best insurance carriers in the industry mean that we can provide our clients with a wide variety of high quality and affordable business insurance solutions. Workers’ comp coverage in Lynnfield MA is no exception. Several of our carriers offer discounts off the standard workers’ comp coverage rates for specific types of companies, and larger companies may also be eligible for a workers’ compensation dividend program, which rewards businesses in the form of dividend payments based on how well their policy performed in regards to claims. Contact Gilbert Insurance today with all of your workers’ compensation insurance questions. We will gladly provide you with a complimentary review of your current policy as well as share all you need to know about this important coverage.