Workers’ Compensation Insurance in Lynn MA
Gilbert is a leading provider of Workers’ Compensation Insurance in Lynn MA
All businesses throughout Greater Boston and the North Shore are required by the state of Massachusetts to carry Workers’ Compensation Insurance. This is probably not a surprise to business owners like you, but what may be news to you is that you and your employees have more power than you may think in influencing the premium you’ll pay.
At Gilbert, our team of experts has spent the last 65 years helping companies of all types and sizes grasp the rules and regulations that govern Workers’ Compensation, reduce risk in the workplace, and access affordable business insurance policies. As your local independent advisors, we will partner with you to ensure that you’re not missing this critical coverage for your business and we also serve as your one-stop shop for many of your other business insurance needs.
We Proudly Specialize in the Following:
- Workers’ Compensation Insurance in Lynn MA
- Workers’ Comp Coverage in Lynn MA
- Commercial Coverage
- Business Insurance
- Liability Coverage
- Professional Liability Insurance
- Group Health, Dental & Vision
- Group Disability and Life
- Contractors Insurance
- Builder’s Risk Coverage
- And much more!
Workers’ Compensation Insurance in Lynn MA
With very limited exceptions, all Lynn MA organizations are required by MA state law to have workers’ compensation coverage. Despite this fact, new business owners and well-established ones, alike, may find the workers’ compensation process worisome because nobody has ever fully explained the rationale behind this important coverage and how it works to protect you and your staff. This is why we always get started with new clients by sharing our insight and reviewing your current coverage. Our goal is to clear up any questions you may have about workers’ compensation insurance in Lynn MA, including whether or not your business may be exempt from the law, and to establish if you are at risk for any penalties or fines. Helping business owners like you reduce possible risk in the workplace and access cost-effective business solutions is a priority for the Gilbert Insurance team.
Learn more about workers’ compensation insurance in Lynn MA and the additional business offerings from our team. To find out what Gilbert can do for you please do not hesitate to contact us for a complimentary quote and consultation.
What You Should Know About Workers’ Comp Coverage
When we talk to our business insurance clients about workers’ comp coverage in Lynn MA, we often begin the discussion by dispelling common myths; the largest of which seems to be that some businesses don’t need this type of insurance. However, regardless of the number of hours your employees work or if your employees are all family members, you are still required to have workers’ comp coverage in place. It is true that you may be one of the very few businesses that could be the exception to the rule, however, it’s important to consult with a member of the Gilbert team who will carefully assess your business situation to ensure that you are not putting yourself at risk by ignoring coverage you are required to have.
Workers’ compensation insurance in Lynn MA serves as much more than simply protection for your staff; it can also help your business stay out of financial trouble by covering the costs related to a workplace injury or illness related to employment. In addition, it’s important to understand that workers’ compensation premiums are not one-size-fits-all. Instead, they are based on a company’s accident history as compared to that of other businesses in their industry. By taking the necessary safety measures to minimize workplace injuries, you and your employees may be able to significantly impact your insurance expenses. While a safe workplace environment starts at the very top with you, the business owner or decision maker, each of your employees can can play their part by understanding best practices and taking necessary precautions to minimize risk. From scheduling regular commercial vehicle inspections to always using the correct personal protective equipment to maintaining a clean and orderly environment, implementing workplace safety standards can not only lead to a low accident experience but can also result in as much as a 25% reduction in your cost of insurance.
Learn more about workers’ comp coverage in Lynn MA and inquire with us today to request a free consultation from our team of experienced insurance professionals.
Why We’re the Trusted Choice for Local Businesses
Since 1951, our team has been committed to offering knowledgeable, professional advice and helpful customer service to commercial clients in Lynn MA and throughout the Greater Boston area. By partnering with only the top-rated insurance carriers in the marketplace we can provide our clients with a wide variety of high quality and affordable business insurance solutions. Workers’ comp coverage in Lynn MA is no exception. A number of our carriers offer discounts off the standard workers’ comp coverage rates for certain types of companies, and larger companies may also be eligible for a workers’ compensation dividend program, which compensates qualifying employers in the form of dividend payments based on how well their policy performed in regards to claims. Contact our team at Gilbert today with all of your workers’ compensation insurance questions. We will gladly provide you with a complimentary review of your current policy as well as share everything you need to know about this important coverage.