Workers’ Compensation Insurance in Danvers MA
Gilbert is a trusted provider of Workers’ Compensation Insurance in Danvers MA
All companies located in Greater Boston and the North Shore are required by the state of Massachusetts to have Workers’ Compensation Insurance. This is probably not a surprise to business owners like you, but what may be new information is that you and your team of employees have more power than you may think in affecting the premium you’ll pay.
At Gilbert, our professionals have spent the last 65 years helping businesses of all types and sizes comprehend the rules and regulations concerning Workers’ Compensation, reduce risk in the workplace, and access affordable business insurance policies. As your local independent advisors, our team partners with you to ensure that you’re not neglecting this critical coverage for your business and we also serve as your one-stop shop for many of your other business insurance needs.
We Proudly Specialize in the Following:
- Workers’ Compensation Insurance in Danvers MA
- Workers’ Comp Coverage in Danvers MA
- Commercial Coverage
- Business Insurance
- Liability Coverage
- Professional Liability Insurance
- Group Health, Dental & Vision
- Group Disability and Life
- Contractors Insurance
- Builder’s Risk Coverage
- And much more!
Workers’ Compensation Insurance in Danvers MA
With very limited exceptions, all Danvers MA businesses are required by the state of Massachusetts to have workers’ compensation coverage. Despite this fact, new business owners and well-established owners, alike, may find the workers’ compensation process frustrating because nobody has ever fully explained the fundamentals of this crucial coverage and how it works to protect you and your staff. This is why our team at Gilbert will always begin a new business client relationship by sharing our knowledge and reviewing your current insurance coverage. Our initial objective is always to clear up any questions you may have about workers’ compensation insurance in Danvers MA, including whether or not your business may be exempt from the law, and to determine if you are at risk for any penalties or fines. Helping business owners like you reduce workplace risk and access cost-effective business solutions is a priority for our team at Gilbert Insurance.
Read more about workers’ compensation insurance in Danvers MA and the additional business insurance offerings from our team. To find out what Gilbert can do for you please do not hesitate to contact us for a complimentary consultation and quote.
What You Should Know About Workers’ Comp Coverage
When we talk to our business insurance clients about workers’ comp coverage in Danvers MA, we often begin the conversation by dispelling common myths; the largest of which seems to be that some companies don’t need this type of insurance. Regardless of how many hours your employees work or if your staff is made up of family members or relatives, you are still expected to have workers’ comp coverage in place. It is true that you may be one of the very few businesses that could be the exception to the rule, but it’s important to consult with a member of the Gilbert team who will carefully assess your business scenario to ensure that you are not endangering your business or putting yourself at risk by ignoring coverage you are required to have.
Workers’ compensation insurance in Danvers MA serves as much more than simply protection for your staff; it can also help your business stay out of financial trouble by covering the costs related to a workplace injury or illness related to employment. In addition, it’s important to understand that workers’ compensation premiums are not one-size-fits-all. Instead, they are based on a company’s accident history as compared to that of other businesses in their industry. By taking the necessary safety measures to minimize workplace injuries, you and your employees may be able to significantly impact your insurance costs. While a safe work environment starts at the top with you, the decision maker or business owner, each of your workers can can play their part by understanding best practices and taking necessary safety measures. From scheduling regular commercial vehicle inspections to always using the correct personal protective equipment to maintaining a clean and orderly environment, implementing safety standards in the workplace can not only lead to a low accident experience but can also result in as much as a 25% decrease in your cost of insurance.
Learn more about workers’ comp coverage in Danvers MA and contact us today to request a free consultation from our team of experienced insurance experts.
Why We’re the Trusted Choice for Local Businesses
Since 1951, our team has been committed to offering knowledgeable, professional advice and friendly customer service to business clients in Danvers MA and the Greater Boston area. Over the long-term, our experience has led Gilbert to partner with only the top carriers that can provide our clients with a wide variety of high quality and cost-effective business insurance solutions. Workers’ comp coverage in Danvers MA is no exception. Several of our carriers offer discounts off the standard workers’ comp coverage rates for particular types of businesses, and larger companies may also be eligible for a workers’ compensation dividend program, which compensates qualifying employers in the form of dividend payments based on how well their policy performed in regards to claims. Contact our team at Gilbert today with all of your questions about workers’ compensation insurance. We will gladly provide you with a complimentary review of your current policy as well as share all you need to know about this important coverage.