Workers’ Compensation Insurance in Burlington MA
Gilbert is a leading provider of Workers’ Compensation Insurance in Burlington MA
All companies located in Greater Boston and the North Shore are required by the state of Massachusetts to have Workers’ Compensation Insurance. This is probably not a surprise to business owners like you, but what may be new information is that you and your team of employees have more power than you may think in influencing the premium you will pay.
At Gilbert, our team of experts has spent the last 65 years helping organizations of all types and sizes understand the rules and regulations concerning Workers’ Compensation, reduce workplace risk, and access affordable business insurance policies. As your local independent agency, our team partners with you to ensure that you’re not missing this critical coverage for your company and we also serve as your one-stop shop for all of your other business insurance needs.
We Proudly Specialize in the Following:
- Workers’ Compensation Insurance in Burlington MA
- Workers’ Comp Coverage in Burlington MA
- Commercial Coverage
- Business Insurance
- Liability Coverage
- Professional Liability Insurance
- Group Health, Dental and Vision
- Group Disability and Life
- Contractors Insurance
- Builder’s Risk Coverage
- And much more!
Workers’ Compensation Insurance in Burlington MA
With very limited exceptions, all Burlington MA companies are required by MA state law to have workers’ compensation insurance coverage. Despite this, new business owners and well-established owners, alike, may find the workers’ compensation process frustrating because nobody has ever fully explained the rationale behind this important coverage and how it works to protect you and your workforce. This is why we always get started with new clients by sharing our knowledge and reviewing your current coverage. Our initial goal is always to clear up any questions you may have about workers’ compensation insurance in Burlington MA, including whether or not your business may be exempt from the law, and to identify if you are at risk for any fines or penalties. Helping company owners like you reduce workplace risk and access cost-effective business solutions is a priority for our team at Gilbert Insurance.
Read more about workers’ compensation insurance in Burlington MA and the additional business insurance offerings from our team. To find out what Gilbert can do for you please do not hesitate to contact us for a complimentary consultation and quote.
What You Should Know About Workers’ Comp Coverage
When we talk to our business insurance clients about workers’ comp coverage in Burlington MA, we often begin the conversation by dispelling common myths; the largest of which seems to always be that some businesses don’t need it. Regardless of how many hours your employees work or if your employees are all family members, you are still expected to have workers’ comp coverage in place. It is true that you may be one of the very few companies that could be the exception to the rule, however, it’s important to consult with a member of the Gilbert team who will carefully assess your business scenario to ensure that you are not endangering your business by ignoring protection that you are required to carry.
Workers’ compensation insurance in Burlington MA serves as much more than simply protection for your staff; it can also help your business stay out of financial trouble by covering the costs related to a workplace injury or illness related to employment. In addition, it’s important to understand that workers’ compensation premiums are not one-size-fits-all. Instead, they are based on a company’s accident history as compared to that of other companies in their industry. By taking the necessary safety measures to minimize workplace injuries, you and your employees may be able to significantly impact your insurance costs. While a safe workplace environment starts at the very top with you, the business owner or decision maker, each of your workers can play a role by understanding the best practices in your industry. From scheduling routine commercial vehicle inspections to always using the correct personal protective clothing to maintaining a clean and orderly environment, implementing workplace safety can not only lead to a low accident experience but as much as a 25% reduction in your cost of insurance.
Find out more about workers’ comp coverage in Burlington MA and inquire with us today to request a free consultation from our team of experienced insurance professionals.
Why We’re the Trusted Choice for Local Businesses
Since 1951, our team has been committed to providing knowledgeable, professional advice and friendly customer service to commercial clients in Burlington MA and throughout the Greater Boston area. Over the long-term, our experience has led Gilbert to partner with only the top carriers that can provide our clients with a wide range of high quality and cost-effective business insurance solutions. Workers’ comp coverage in Burlington MA is no exception. Several of our carriers offer discounts off the standard workers’ comp coverage rates for specific types of businesses, and larger businesses may also be eligible for a workers’ compensation dividend program, which compensates qualifying employers in the form of dividend payments based on how well their policy performed in regards to claims. Contact Gilbert Insurance today with all of your questions about workers’ compensation insurance. We would be happy to offer you a free consultation and analysis of any current policies as well as share all you need to know about this important coverage.