Protect Your Paradise: The Importance of Home Insurance for Your Backyard
Which parts of your home insurance policy extend to your backyard? How are specific types of backyard structures and contents covered? Protect Your Paradise: The Importance of Home Insurance for Your Backyard Summer is here, so it is time to open your pool, furnish the patio, and break out the outdoor toys. Turning your...
Read More Reconstruction Cost vs. Replacement Value: What Homeowners Need to Know
What is the difference between reconstruction cost and replacement value? Why might your contractor's estimate differ from your insurance company’s calculations? How much home insurance do you really need? Reconstruction Cost vs. Replacement Value: What Homeowners Need to Know Construction costs have changed quite a bit over the past few years. Between material prices,...
Read More What Is Driving My Insurance Rates in 2026?
Why did my insurance premium increase in 2026? Why are liability insurance rates still going up? Are property insurance rates finally stabilizing? How do legal trends and claim costs affect my premium? What can I do to better manage my insurance costs? What Is Driving My Insurance Rates in 2026? If your renewal premium...
Read More Why Paying Your Insurance Bill on Time Matters in Massachusetts
What happens if I miss an insurance payment in Massachusetts? How long do I have before my insurance policy is canceled for nonpayment? Can a lapse in insurance affect my registration or future rates? With the cost of groceries, gas, utilities, and just about everything else increasing, many households are struggling with their monthly expenses....
Read More Get the Facts About Massachusetts’ New Boater Safety Law
Will Massachusetts require most boat operators to complete a boater safety education course starting in 2026? Do compliance deadlines depend on the operator’s date of birth, with phased requirements through 2028? Can the required courses be completed online or in person through state-approved providers? When does enforcement begin, and is there a built-in grace period before...
Read More How to Apply for a REAL ID in Massachusetts
If you live in Massachusetts, you’ve probably heard of the REAL ID. In fact, REAL IDs have been a topic of conversation ever since 2005, when Congress passed the REAL ID Act to standardize the issuance and enhance the security of identification documents. It’s now two decades later, and soon people living in Massachusetts will need a REAL ID-compliant driver’s license (or another form of...
Read More Tips for Recognizing and Avoiding RMV Phishing Scams
Today, much of our communication with others occurs online, with email, social media, and text messages accessible through an app on our smart devices. While this method of communicating is certainly convenient, it also makes it possible for fraudsters to launch sophisticated attacks mirroring these interactions in an attempt to gather personal information from even the most tech-savvy people. From deep fake videos of Taylor...
Read More Supporting Local Businesses & Non-Profits in a Time of Crisis
During the COVID-19 pandemic it is important for everyone to do their part to stop the spread and flatten the curve. For many, this means staying at home, practicing good social distancing, and waiting for the worst of the storm to pass. For others, such as nurses, doctors, and other medical/ health care professionals, it means battling coronavirus on the front lines, putting themselves at...
Read More COVID-19-Related Business Losses
Are COVID-19-related business losses covered by commercial insurance coverage? Across the North Shore and Greater Boston region, businesses of all sizes and industries are experiencing considerable operational issues due to the coronavirus, or COVID-19, pandemic. At Gilbert Insurance, we are trying our best to help relieve some of the stress and uncertainty business owners like you are feeling as a result of this strange situation....
Read More Gilbert Insurance Agency, Inc. Announces the Acquisition of Aljane Insurance, Inc. of Medford, MA
Gilbert Insurance Agency, Inc. is pleased to announce the acquisition of Aljane Insurance, Inc. of Medford, Massachusetts. Mark Gilbert, President of Gilbert Insurance, says, “We are honored that Janine Bandino, who has run the Aljane Insurance since 2010, has entrusted us with taking care of the insurance needs of their clientele.” The Aljane Insurance Agency, founded by Ms. Bandino’s father, John Bandino, in 1972, has...
Read More