Workers’ Compensation Insurance in Woburn MA
Gilbert is a trusted provider of Workers’ Compensation Insurance in Woburn MA
All organizations throughout Greater Boston and the North Shore are required by the state of Massachusetts to carry Workers’ Compensation Insurance. This is probably not a surprise to business owners like you, but what may be new information is that you and your team of employees have more power than you may think in influencing the premium that you pay.
At Gilbert, our team of experts has spent the last 65 years helping organizations of all types and sizes comprehend the rules and regulations that govern Workers’ Compensation, reduce workplace risk, and access cost-effective business insurance solutions. As your local independent agency, we will partner with you to ensure that you’re not missing this critical coverage for your company and we also serve as your one-stop shop for all of your additional business insurance needs.
We Proudly Specialize in the Following:
- Workers’ Compensation Insurance in Woburn MA
- Workers’ Comp Coverage in Woburn MA
- Commercial Coverage
- Business Insurance
- Liability Coverage
- Professional Liability Insurance
- Group Health, Dental & Vision
- Group Disability and Life
- Contractors Insurance
- Builder’s Risk Coverage
- And much more!
Workers’ Compensation Insurance in Woburn MA
With very limited exceptions, all Woburn MA businesses are required by Massachusetts laws to have workers’ compensation insurance. Despite this fact, new business owners and well-established ones, alike, may find the workers’ compensation process frustrating because no one has ever fully explained the rationale behind this important coverage and how it works to protect you and your workforce. This is why we always get started with new clients by sharing our insight and reviewing your current insurance coverage. Our initial objective is always to clear up any questions you may have about workers’ compensation insurance in Woburn MA, including whether or not your company may be one of the very few to be exempt, and to establish if you are at risk for any fines or penalties. Helping business owners like you reduce possible risk in the workplace and access the most affordable business solutions is a priority for the Gilbert Insurance team.
Learn more about workers’ compensation insurance in Woburn MA and the additional business offerings from our team. To find out what Gilbert can do for you please don’t hesitate to contact us for a complimentary quote and consultation.
What You Should Know About Workers’ Comp Coverage
When we talk to our business insurance clients about workers’ comp coverage in Woburn MA, we often begin the conversation by dispelling misguided beliefs; the largest of which seems to always be that some businesses don’t need this type of insurance. Regardless of how many hours your employees work or if your employees are all family members, you are still required to have workers’ comp coverage in place. It is true that you may be one of the very few businesses that could be the exception to the rule, however, it’s important to consult with a member of the Gilbert team who will carefully examine your business situation to ensure that you are not endangering your business by ignoring protection that you are required to carry.
Workers’ compensation insurance in Woburn MA serves as much more than simply protection for your staff; it can also help your business stay out of financial trouble by covering the costs related to a personal injury or illness related to employment. In addition, you should know that workers’ compensation premiums are not one-size-fits-all. Instead, they are based on a company’s accident history as compared to that of other businesses in their industry. By taking the necessary safety measures to minimize workplace injuries, you and your employees may be able to significantly impact your insurance expenses. While a safe work environment starts at the very top with you, the business owner or decision maker, each of your employees can can play their part by understanding best industry practices and taking necessary precautions. From scheduling routine inspections of commercial vehicles to always using the correct personal protective equipment to maintaining a clean and orderly environment, implementing workplace safety can lead to not only a low accident experience but can also result in as much as a 25% decrease in your cost of insurance.
Learn more about workers’ comp coverage in Woburn MA and contact us today to request a free consultation from our team of experienced insurance specialists.
Why We’re the Trusted Choice for Local Businesses
Since 1951, our team has been committed to offering knowledgeable, professional advice and friendly customer service to commercial clients in Woburn MA and the Greater Boston area. By partnering with only the top-rated insurance carriers in the marketplace we can provide our clients with a wide variety of high quality and affordable business insurance solutions. Workers’ comp coverage in Woburn MA is no exception. A number of our carriers offer discounts off the standard workers’ comp coverage rates for specific types of companies, and larger businesses may also be eligible for a workers’ compensation dividend program, which rewards businesses in the form of dividend payments based on how well their policy performed in regards to claims. Contact our team at Gilbert today with all of your questions about workers’ compensation insurance. We will gladly provide you with a complimentary review of your current policy as well as share everything you need to know about this important coverage.