Workers’ Compensation Insurance in Waltham MA
Gilbert is a leading provider of Workers’ Compensation Insurance in Waltham MA
All companies throughout Greater Boston and the North Shore are required by the state of Massachusetts to have Workers’ Compensation Insurance. This may not be a surprise to business owners like you, but what may be news to you is that you and your employees have more power than you may think in influencing the premium you will pay.
At Gilbert, our professionals have spent the last 65 years helping companies of all types and sizes understand the rules and regulations that govern Workers’ Compensation, reduce risk in the workplace, and access affordable business insurance policies. As your local independent agent, we will partner with you to ensure that you’re not neglecting this critical coverage for your company and we also serve as your one-stop shop for all of your additional business insurance needs.
We Proudly Specialize in the Following:
- Workers’ Compensation Insurance in Waltham MA
- Workers’ Comp Coverage in Waltham MA
- Commercial Coverage
- Business Insurance
- Liability Coverage
- Professional Liability Insurance
- Group Health, Dental & Vision
- Group Disability and Life
- Contractors Insurance
- Builder’s Risk Coverage
- And much more!
Workers’ Compensation Insurance in Waltham MA
With very limited exceptions, all Waltham MA companies are required by state law to have workers’ compensation insurance coverage. Despite this, new business owners and well-established ones, alike, may find the workers’ compensation process worisome because nobody has ever fully explained the fundamentals of this crucial coverage and how it works to protect you and your staff. This is why our team at Gilbert will always begin a new business client relationship by sharing our insight and reviewing your current coverage. Our goal is always to clear up any questions you may have about workers’ compensation insurance in Waltham MA, including whether or not your company may be one of the very few to be exempt, and to determine if you are at risk for any penalties or fines. Helping business owners like you reduce possible risk in the workplace and access cost-effective business solutions is a priority for our team at Gilbert Insurance.
Read more about workers’ compensation insurance in Waltham MA and the additional business insurance offerings from our team. To find out what Gilbert can do for you please don’t hesitate to contact us for a complimentary consultation and quote.
What You Should Know About Workers’ Comp Coverage
When we initially connect with our new business insurance clients about workers’ comp coverage in Waltham MA, we often begin the discussion by dispelling misguided beliefs; the largest of which seems to always be that some companies don’t need this type of insurance. Regardless of how many hours your employees work or if your employees are relative or family members, you are still expected to have workers’ comp coverage in place. It is true that you may in fact be one of the very few companies that could be the exception to the rule, but it’s important to consult with a member of the Gilbert team who will carefully explore your business scenario to ensure that you are not putting yourself at risk by ignoring coverage you are required to carry.
Workers’ compensation insurance in Waltham MA serves as much more than simply protection for your staff; it can also help your business stay out of financial trouble by covering the costs related to a workplace injury or illness related to employment. In addition, it’s important to understand that workers’ compensation premiums are not one-size-fits-all. Instead, they are based on a company’s accident history and how it compares to other companies in their industry. By taking the necessary safety measures to minimize workplace injuries, you and your employees may be able to significantly impact your insurance expenses. While a safe work environment starts at the top with you, the business owner or decision maker, each of your employees can can play their part by understanding best industry practices and taking necessary precautions to minimize risk. From scheduling regular commercial vehicle inspections to always using the correct personal protective equipment to maintaining a clean and orderly environment, implementing workplace safety can not only lead to a low accident experience but can also result in as much as a 25% reduction in your cost of insurance.
Find out more about workers’ comp coverage in Waltham MA and contact us today to request a free consultation from our team of experienced insurance professionals.
Why We’re the Trusted Choice for Local Businesses
Since 1951, our team has been committed to providing knowledgeable, professional advice and helpful customer service to business clients in Waltham MA and throughout the Greater Boston area. Our partnerships with only the best insurance carriers in the industry mean that we can provide our clients with a wide range of high quality and cost-effective business insurance solutions. Workers’ comp coverage in Waltham MA is no exception. A number of our carriers offer discounts off the standard workers’ comp coverage rates for particular types of businesses, and larger businesses may also be eligible for a workers’ compensation dividend program, which compensates qualifying employers in the form of dividend payments based on how well their policy performed in regards to claims. Contact Gilbert Insurance today with all of your questions about workers’ compensation insurance. We would be happy to offer you a free consultation and analysis of any current policies as well as share all you need to know about this important coverage.