Workers’ Compensation Insurance in Peabody MA

Gilbert is a trusted provider of Workers’ Compensation Insurance in Andover MA

All businesses located in Greater Boston and the North Shore are required by the state of Massachusetts to have Workers’ Compensation Insurance. This is probably not a surprise to business owners like you, but what may be news to you is that you and your employees have more power than you may think in affecting the premium you’ll pay.

At Gilbert, our team of experts has spent the last 65 years helping organizations of all types and sizes understand the rules and regulations that govern Workers’ Compensation, reduce workplace risk, and access affordable business insurance policies. As your local independent agent, we will partner with you to ensure that you’re not overlooking this critical coverage for your business and we also serve as your one-stop shop for many of your other business insurance needs.

We Proudly Specialize in the Following:

  • Workers’ Compensation Insurance in Andover MA
  • Workers’ Comp Coverage in Andover MA
  • Commercial Coverage
  • Business Insurance
  • Liability Coverage
  • Professional Liability Insurance
  • Group Health, Dental and Vision
  • Group Disability and Life
  • Contractors Insurance
  • Builder’s Risk Coverage
  • And much more!

Workers' Compensation Insurance in Andover MA

Workers’ Compensation Insurance in Andover MA

With very limited exceptions, all Andover MA organizations are required by state law to have workers’ compensation insurance. Despite this, new business owners and well-established ones, alike, may find the workers’ compensation process worisome because no one has ever fully explained the fundamentals of this crucial coverage and how it works to protect you and your workforce. This is why we always get started with new clients by sharing our insight and reviewing your current insurance coverage. Our initial goal is to clear up any questions you may have about workers’ compensation insurance in Andover MA, including whether or not your company may be one of the very few to be exempt, and to identify if you are at risk for any fines or penalties. Helping business owners like you reduce possible risk in the workplace and access the most affordable business solutions is a priority for the Gilbert Insurance team.

Learn more about workers’ compensation insurance in Andover MA and the additional business offerings from our team. To find out what Gilbert can do for you please don’t hesitate to contact us for a complimentary quote and consultation.

What You Should Know About Workers’ Comp Coverage

Workers' Comp Coverage in Andover MA

When we talk to our business insurance clients about workers’ comp coverage in Andover MA, we often begin the conversation by dispelling common myths; the largest of which seems to be that some businesses don’t need it. Regardless of how many hours your employees work or if your employees are all family members, you are still expected to have workers’ comp coverage in place. It is true that you may be one of the very few companies that could be the exception to the rule, but it’s important to consult with a member of the Gilbert team who will carefully examine your business situation to ensure that you are not putting yourself at risk by ignoring protection that you are required to carry.

Workers’ compensation insurance in Andover MA is much more than a protection for employees of your company; it can help your company stay out of financial trouble by covering costs related to an employee who is injured or taken ill as a result of employment. In addition, you should know that workers’ compensation premiums are not one-size-fits-all. In reality, they are largely based on a company’s accident history and how it compares to other businesses in their industry. By taking the necessary precautions to minimize workplace injuries, you and your employees may be able to significantly impact your insurance expenses. While a safe workplace environment starts at the very top with you, the business owner or decision maker, each of your employees can play a role by understanding the best practices in your industry. From scheduling monthly inspections of commercial vehicles to always using the correct personal protective gear to maintaining a clean and orderly environment, implementing workplace safety standards can lead to not only a low accident experience but as much as a 25% decrease in insurance costs.

Find out more about workers’ comp coverage in Andover MA and contact us today to request a free consultation from our team of experienced insurance professionals.

Why We’re the Trusted Choice for Local Businesses

Since 1951, our team has been committed to providing knowledgeable, professional advice and helpful customer service to business clients in Andover MA and throughout the Greater Boston area. Over the long-term, our experience has led Gilbert to partner with only the top carriers that can provide our clients with a wide variety of high quality and affordable business insurance solutions. Workers’ comp coverage in Andover MA is no exception. A number of our carriers offer discounts off the standard workers’ comp coverage rates for specific types of businesses, and larger companies may also be eligible for a workers’ compensation dividend program, which compensates qualifying employers in the form of dividend payments based on how well their policy performed in regards to claims. Contact Gilbert Insurance today with all of your questions about workers’ compensation insurance. We would be happy to offer you a free consultation and analysis of any current policies as well as share everything you need to know about this important coverage.