Liability Insurance in Andover MA
Gilbert is the trusted choice for Liability Insurance in Andover MA
Gilbert Insurance has over six decades of experience protecting local businesses across Greater Boston and the North Shore with superior business liability coverage options. Identifying the specific exposures your business faces and designing the proper insurance plan to cover these risks is what our knowledgeable professionals are highly trained to do. There is definitely no one-size-fits-all program when it comes to finding the right liability insurance in Andover MA; which is why, through a thorough risk assessment process, our team will determine what combination of liability policies will be the most effective safeguard for your business and it’s valuable assets.
Having proper liability policies in place can protect your business from financial devastation due to a claim, so it’s important to work with an insurance partner that will go above and beyond to get to know you and your organization’s specific situation. At Gilbert, we are passionate about understanding your company from the inside-out. We go to great lengths to evaluate your liability requirements in order to help you confidently choose the right options for liability insurance in Andover MA based on your particular risk level.
Our Team Specializes in the Following:
- Liability Insurance in Andover MA
- Professional Liability Coverage in Andover MA
- General Liability Coverage
- Contractor Liability Coverage
- Commercial Coverage
- Business Insurance
- Business Liability Coverage
- Group Health, Dental and Vision
- Group Disability and Life
- Contractors Insurance
- Builder’s Risk Coverage
- Commercial Umbrella
- Excess Liability
- Employee Practices Liability
- Pollution Liability
- Cyber Liability
- Directors and Officers Liability
- Fiduciary Liability
- Malpractice Exposures
- Liquor Liability
- Custody and Control
- Event Coverage
- And much more!
Liability Insurance in Andover MA
No matter the size or type of the business you own, there are two things that Gilbert knows for certain are true. If our team has never had the pleasure of working with you, you may question what it is we could already possibly know about your company. Tell us if we are right that: (1) Your business is distinctive, with its own personality; and (2) your business has liability risk. In the 65 years plus that we have been partnering with businesses like yours, we have never once worked with a company that didn’t have both of these characteristics, and we doubt we will ever see a case where these factors don’t exist.
Every business owner we’ve worked with has had a different level of insurance need from the next. As your partner for professional liability coverage in Andover MA, Gilbert will base your company’s specific liability insurance needs on a variety of components, including:
- Do you own equipment, vehicles, or property?
- Do you manufacture a product or solely provide a service?
- Do you have just a few employees or hundreds?
Of course, there are a lot more questions that we will ask in order to evaluate your company’s level of liability risk. You can be confident that the Gilbert team will comprehensively review everything that makes your organization tick to determine the right liability insurance coverage for your business’ specific needs.
Find out more about your options for liability insurance in Andover MA and receive a free quote and consultation from our team of professionals at Gilbert today!
About Commercial General Liability (CGL) Coverage
Yes, each business has its own individual needs when it comes to protecting its assets, whether those constitute equipment, products, vehicles, people, property, inventory, reputation or something else. However, with very few exceptions, Gilbert Insurance strongly recommends our commercial clients carry Commercial General Liability, or CGL, coverage. There are three main exposures that are covered under CGL:
- Premises Liability – Do you own property? This coverage protects you against claims by a person who was injured on your premises.
- Products Liability – Does your business sell a product? This coverage provides protection against claims by a person that your product caused injury or damage.
- Completed Operations Liability – Are you a contractor or artisan? This insurance product covers liability for property damage or injuries caused as a result of your work after you have finished a project.
Whether you need all three of these coverage options or not will depend on the nature of your business. But, without a doubt, there is always the possibility that your services, products, or even your employees could injure or harm your customers or their property. A CGL policy is critical to have in place because it will pay for many of the associated costs of a claim, including medical and legal expenses, compensatory and punitive damages, and attorney fees.
Learn more about general liability insurance and our additional offerings related to liability coverage in Andover MA. To request a free quote and consultation please don’t hesitate to contact us today!
Why Our Clients Respect Us
One of the advantages of working with a local, independent insurance agent like Gilbert Insurance is that our team has access to multiple outstanding carriers who offer comprehensive liability insurance products at competitive prices. Based on your industry, years you’ve been doing business, and size and location of your company, among other factors, your Gilbert agent will guide you to the insurers that can meet all of your business liability insurance needs. Working with Gilbert is the best way to find the high quality and cost-effective solutions for professional liability coverage in Andover MA. Contact our team at Gilbert today with all of your liability insurance questions. We would be glad to speak with you about the liability products that could be vital protection for your business. Our team will always be committed to offering knowledgeable, professional advice and friendly customer service to commercial clients like you in Andover MA and the entire Greater Boston area.