Insurance for IT companies in Massachusetts, North Shore MA & Greater Boston

Image of a programmer working on 3 computers simultaneously

The demand for IT services is greater today than ever before. Whether your information technology business focuses on consulting, site design, software development, or any number of other sought-after IT services, it’s likely that you want to take advantage of the rapidly increasing opportunities in your field. At the same time, you want to continue to protect your business against the inherent and emerging risks of your industry and profession. The Gilbert Insurance team uses its experience, knowledge, and relationships to help ensure our information technology clients, from tech startups to well-established IT companies, have access to the customizable insurance solutions they require to safeguard their critical work and financial success.

IT companies like yours face more than just the everyday risks of doing business. Gilbert knows there are additional layers of unique exposures that arise from working with technologically innovative products and services and supporting customers in both U.S. and overseas markets. We work with several top national insurance companies that have designed innovative insurance products specifically targeted to the risk management needs of businesses in the tech industry.

Gilbert Insurance is pleased to offer technology insurance to the following types of IT businesses in Massachusetts, the North Shore, and the Greater Boston area:

  • Cloud Computing Operations
  • Computer Consultants
  • Computer Repair Shops
  • E-Commerce Enablers
  • Electronics Manufacturers
  • Hosting, ASPs, and Data Storage
  • IT Service Providers

  • IT Staffing Firms
  • Network Management
  • Programmers
  • Software Developers
  • Systems Integration
  • Telecommunications Service Providers
  • Website Designers and Developers

If you own a small or midsize IT business, you may be able to get broad and affordable coverage with a Businessowners Policy (BOP).
Buying the business insurance coverages you require separately has the potential to crash your small business budget. A BOP, which is a package policy containing two or more insurance coverages, may be a way for you to get most of the protection you need at a much more economical rate.

Coverages that are typically included in this type of solution are:

  • General liability insurance, which may provide important financial protection against third-party claims that your IT services, products, or employees have caused an injury, illness, or property damage.
  • Commercial property insurance, which may help you pay for losses to your place of business and important business property, such as computers, if they are damaged by a fire, windstorm, lightning, theft, or another covered disaster.
  • Business interruption insurance, which may reimburse you for the income you lose if you must temporarily shut down your IT operation due to a covered disaster and may help you cover the extra expense of doing business out of a temporary location.

A BOP can be further tailored to meet your distinct requirements as a tech business by increasing your policy limits or adding optional coverages like cyber liability, professional liability, crime, employment practices liability, and more. By combining all this coverage in a BOP, managing your IT company’s risks may become much more affordable. If you would like to learn more about the insurance solutions we can access for your technology company or if you are interested in getting a quote, please give us a call.

Gilbert Insurance offers the following technology insurance solutions that may help protect your IT business against a wide variety of risks as well as assist you in meeting the potential requirements of contractual agreements with your customers: